The National Credit Regulator Johannesburg is the body in charge of carrying out a range of functions. These include education, research, policy development, registration of industry participants, investigation of complaints, and ensuring enforcement of the relevant Act. This means that it is up to the Regulator to promote the development of an accessible credit market, particularly to address the short falls surrounding the credit of historically disadvantaged people, low income areas of the population, as well as remote, isolated communities.
Ensuring that all lenders are registered parties and follow a set of guidelines, the National Credit Regulator Johannesburg is the driving force behind consumer rights within the credit world. Fighting reckless lending and over spending, keeping over indebted consumers away from the debt trap, this is the driving force behind a fair credit industry in South Africa.
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