1. The first of the 10 signs of over-indebtedness is if the amount you normally spend on your monthly living costs and instalments exceeds the amount of your […]
Judgement Day for Unlawful EAOs A week after Judge Siraj Desai ruled in favour of 15 consumers represented by the Stellenbosch Legal Aid Clinic in the High Court, the National […]
NCR Reviews Interest Rates and Fees On 3rd July 2015, the Department of Trade and Industry (dti) published a Government Gazette Notice, which is now open […]
Creditworthiness of Maintenance Defaulters According to regulations under the newly announced National Credit Act Amendment , judgments against maintenance defaulters who don’t pay child maintenance to […]
What is an Emolument Attachment/ ‘Garnishee’ Order? When a debtor falls into arrears or defaults on debt payments, credit providers often appoint debt collectors to serve […]
For years, African Bank Investments Limited (ABIL) granted high-interest loans to millions of financially illiterate, low-income South Africans. The bank statements ABIL produced, in their […]