Midrand has some great attractions, including the Gallagher Estate, the Nizamiye Masjid and The Mall of Africa. With so many places to spend money, it’s no surprise people are taking out more credit than they can afford in Midrand.
But often this credit is recklessly granted, as unscrupulous credit providers don’t conduct the necessary affordability assessments. These help creditors determine if you can actually afford to repay the credit. If creditors grant you credit even though you can’t afford it, this is reckless lending and you can come to us for help.